Legal Insights

The Vanguard Legal Blog

Plain-language legal guidance from our attorneys. Know your rights, protect your interests, stay ahead.

Featured Post
Featured

May 14, 2025 • By Richard A. Vanguard • 8 min read

What to Do in the First 72 Hours After an Accident in Illinois

The decisions made in the first three days after an accident can make or break a personal injury claim. Most people instinctively say the wrong things to insurance adjusters, miss critical evidence, or delay medical treatment in ways that insurers later exploit. Here's the exact sequence of steps our attorneys recommend.

8 min read
4,812 views
Business Contracts
Business Law

April 28, 2025 • Patricia M. Vance

5 Contract Clauses Every Illinois Business Owner Must Understand

Limitation of liability, indemnification, choice of law, arbitration, and intellectual property ownership — ignore any of these and you could be signing away far more than you realize.

5 min 2,140
Criminal Defense
Criminal Defense

April 10, 2025 • James T. Holloway

You Have the Right to Remain Silent — Here's Why You Must Actually Use It

Miranda rights aren't just a TV trope. Anything you say before, during, or after an arrest can and will be used against you. Our criminal defense partner explains the most common — and costly — mistakes people make.

6 min 3,680
Estate Planning
Estate Planning

March 22, 2025 • Diane S. Chen

Why a Will Alone Isn't Enough: The Case for a Revocable Living Trust

Most Illinoisans think a Will is sufficient estate planning. It isn't. We explain why probate court is expensive, public, and slow — and how a living trust sidesteps all three problems.

7 min 1,920
Personal Injury
Personal Injury

March 5, 2025 • Richard A. Vanguard

How Insurance Companies Calculate — and Minimize — Your Settlement Offer

Insurance adjusters have sophisticated formulas to calculate injury settlements. Understanding how they work gives you leverage. Our lead partner reveals the tactics they use and how we counter them.

9 min 5,240
Family Law
Family Law

February 18, 2025 • Diane S. Chen

Illinois Child Custody: What "Best Interests of the Child" Really Means

Illinois courts use a 17-factor test to determine custody arrangements. Most parents are surprised by which factors carry the most weight. We break it down simply so you can prepare effectively.

6 min 2,850
Real Estate
Real Estate Law

January 30, 2025 • Patricia M. Vance

Title Insurance vs. Attorney Review: What Chicago Home Buyers Need to Know

Many buyers assume title insurance covers all risks at closing. It doesn't. Here's what a real estate attorney catches that a title company never will — and why in Illinois, you need both.

5 min 1,560